Home Buying Tips

1. Define Your Needs and Budget

• Before starting your home search, list your must-haves, nice-to-haves, and deal-breakers. Determine a realistic budget based on your financial situation.

2. Get Pre-Approved for a Mortgage

• Contact a 21st Century Lending mortgage specialist to get pre-approved for a mortgage. This step will give you a clear idea of your budget and show sellers that you are a serious buyer.  You can contact your local 21st Century Lending mortgage specialist at 610-989-2992 or visit us here.

3. Partner with a Knowledgeable Real Estate Agent

• Choose a CENTURY 21 Keim or CENTURY 21 Country Lake Homes agent who has in-depth knowledge of your desired area. Their expertise can guide you to the right neighborhoods and properties.

4. Research the Market

• Work with your Century 21 agent to understand the local market trends. This knowledge will help you make informed decisions and identify good deals.

5. Attend Open Houses and Showings

• Visit multiple properties with your Century 21 agent to get a feel for what’s available. Take notes and pictures to help you compare.

6. Evaluate the Neighborhood

• Look beyond the property itself. Your Century 21 agent can help you assess the neighborhood, including schools, amenities, and future development plans.

7. Make a Competitive Offer

• Rely on your Century 21 agent’s expertise to make a strong, competitive offer based on market conditions and the property’s value.

8. Negotiate Smartly

• Your Century 21 agent will negotiate on your behalf to get the best possible terms. Trust their experience in handling negotiations.

9. Conduct Thorough Inspections

• Once your offer is accepted, schedule a home inspection. Your Century 21 agent can recommend reputable inspectors to ensure the property is in good condition.

10. Secure Financing

• Work closely with your 21st Century Lending Mortgage Specialist to finalize your mortgage. Provide all necessary documentation promptly to avoid delays.

11. Review All Documents Carefully

• Carefully review all contracts and loan documents. Your Century 21 and 21st Century Lending agents can help clarify any terms or conditions you don't understand.

12. Plan for Closing Costs

• Be prepared for closing costs, which include fees for the loan, inspection, and other services. Your 21st Century Lending agent can provide an estimate of these costs.

13. Schedule a Final Walk-Through

• Before closing, do a final walk-through of the property with your Century 21 agent to ensure everything is in order as agreed.

14. Close the Deal

• Attend the closing meeting with your Century 21 and 21st Century Lending agents. Review and sign all necessary documents to complete your purchase.

15. Move In and Enjoy

• After closing, you’ll receive the keys to your new home. Enjoy your new space and consider staying in touch with your Century 21 agent for future real estate needs.

16. Set Up Your Mortgage Payments

• Work with your 21st Century Lending Mortgage Specialist to set up your mortgage payments. Make sure you understand the payment schedule and options.

17. Explore Homeowner Resources

• Ask your Century 21 agent for recommendations on local service providers, from contractors to landscapers, to help you settle into your new home.

By following these tips and leveraging the expertise of a Century 21 agent and a 21st Century Lending agent, you’ll be well-equipped to navigate the home buying process smoothly and confidently.

Selling Tips

How We Can Help You Sell a Home

Helping find a buyer for your home is only one facet of a real estate professional’s job. There are many more aspects including explaining the basic real estate practices and principles and all the related paperwork, Performing a Comparative Market Analysis (CMA) to help determine your home’s value, helping to prepare your home for sale, listing your home, marketing your home, keeping you informed throughout the process. When the sale begins, it’s important to work with someone who will assist you with the paperwork, negotiate on your behalf, make sure deadlines are met, and work with the escrow company.   By working with us, you will: